Finance Center

Welcome to Mercedes-Benz of San Diego Finance Center



Have a quick question? Want to ensure the vehicle is in stock? Use “Chat” to talk to a member of our team right away and we will be happy to answer any questions you may have.


Buying a car for the first time? First experience with our brand? Sometimes it is easiest to just give us a call. We are standing by to help any way we can.


Don’t feel like talking to us just yet? No problem. Use our Buy Online tools to get acquainted with your purchasing options from the comfort of your home. While online, value your trade in, explore current programs and incentives, view estimated finance and lease payments, and get pre-qualified.

Mercedes-Benz Finance and Leasing Resources for Greater San Diego

We’d like to think that we’re not just any car dealership. We’re a partner and a neighbor, here to help you find the perfect new or pre-owned vehicle for your trips through San Diego and Del Mar. Our partnership with the Penske Automotive Group means that we always make customer service a priority.

Eager to get started? Explore national Mercedes-Benz offers and incentives or get familiar with our exclusive special offers for local drivers.

Make the Most of Our Tools and Tips

We’re committed to providing a better experience from start to finish, and after you’re done researching, we want you to sign your Mercedes-Benz financing or leasing agreement with confidence.

Our team is easy to reach through whichever channel you happen to prefer, and there’s no question that’s too big or too small for us to handle. In fact, you can start to explore some of the resources we offer online, right now:

  • Looking for a Mercedes-Benz lease calculator? We have a monthly payment calculator that works for both financing and leasing.
  • Getting rid of an older vehicle? Value your trade-in with Mercedes-Benz of San Diego and CARFAX®, and pass it on to someone who knows its worth.
  • Take advantage of our guide to common Mercedes-Benz financing and insurance questions, and check out some of our favorite car-buying tips.

Mercedes-Benz Financing or Leasing?

Choosing between financing and leasing isn’t always easy, and at the end of the day, you need to make the decision that makes the most sense for your needs and financial situation. However, there are a few key points that may help to sway you in one direction or the other:

  • Financing is a good choice for the driver who knows exactly what they want. Although you can always trade-in a financed car, it’s not as easy as starting a new lease.
  • Choosing to lease will earn you lower monthly payments, but you’ll have to abide by strict mileage limits while the car is in your possession. With flexible options, these limitations won’t be an issue for most drivers, but adventurers and road-trippers may prefer financing.
  • Drivers to lease tend to enjoy newer models and more of the latest features. Unless you plan on financing a new car every few years, leasing is a better way to stay up-to-date. However, those who finance will tend to pay less in the long run, if they hold onto their vehicles.

If you have any more questions, don’t hesitate to reach out! We’re here to help with anything on your mind, and we’re easy to reach from Rancho Santa Fe or Poway.

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We're located 4750 Kearny Mesa Rd • San Diego, CA 92111

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Mercedes-Benz of San Diego 32.8241398, -117.1471697.